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It does take a little effort at a minimum, however, when compared to the relative real world risk it's purely wasted. Unless of course, you're a politician or maybe important executive for a major company.
Keep your shit updated, ad blocking and no installing shady shit will lockout the lowest common denominator "hackers" (AKA script kiddies). All those scary articles about super advanced techniques? Yea, hackers with real skills can implement them and do some wicked shit, but they DGAF about Joe Schmo's jack off session, they're doing shit like targeting companies, politicians, celebrities etc things that can get them $$$$
It's pointless, it's security theater that you've imposed on yourself and yet I'm sure you've complained about the pointless and annoying TSA as security theater...
Oh so you're pulling the "I have nothing to hide because I'm just a normal boring person" argument. Guess you need a physical person stalking you for you to understand.
You're having the same mistake as the people who say "it doesn't matter because I got nothing to hide."
The point of privacy is that you have control over what you want to share with others vs what you prefer to keep to yourself, be it for legal, religious or personal reasons.
It's pretty disgusting how many people in this tread are actively promoting weak digital security practices with laziness as the justification and how little you actually understand about data theft.