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I feel like there should be a difference between "rent" and "mortgage rent" (programming.dev)

submitted 6 months ago by danhab99@programming.dev to c/chat@beehaw.org

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Since the housing market looks like a crowd of people just signing mortgages as fast as possible just to then turn around and charge that mortgage plus a little bit.

I shouldn't pay someone's mortgage like seriously this is just adding an unnecessary problem to the real problem of "living somewhere"

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[–] blindsight@beehaw.org 4 points 6 months ago* (last edited 6 months ago) (1 children)

who is gonna buy my house in 40 years?

A sad but serious answer is that your house will either be worth less or worthless because of climate change (looking at you, Florida, but also wildfires/water scarcity) or extra valuable for those seeking climate refuge.

Completely seriously, it was a major consideration when my wife and I decided to move to where we are now, to one of the safest areas of our country for climate change risks.

[–] loops@beehaw.org 2 points 6 months ago

Same, though living on the coast I want to get a place that will likely not be underwater in the next decade or so.

https://www.floodmap.net/