this post was submitted on 28 Feb 2024
898 points (98.8% liked)

News

23296 readers
3203 users here now

Welcome to the News community!

Rules:

1. Be civil


Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.


2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.


Obvious right or left wing sources will be removed at the mods discretion. We have an actively updated blocklist, which you can see here: https://lemmy.world/post/2246130 if you feel like any website is missing, contact the mods. Supporting links can be added in comments or posted seperately but not to the post body.


3. No bots, spam or self-promotion.


Only approved bots, which follow the guidelines for bots set by the instance, are allowed.


4. Post titles should be the same as the article used as source.


Posts which titles don’t match the source won’t be removed, but the autoMod will notify you, and if your title misrepresents the original article, the post will be deleted. If the site changed their headline, the bot might still contact you, just ignore it, we won’t delete your post.


5. Only recent news is allowed.


Posts must be news from the most recent 30 days.


6. All posts must be news articles.


No opinion pieces, Listicles, editorials or celebrity gossip is allowed. All posts will be judged on a case-by-case basis.


7. No duplicate posts.


If a source you used was already posted by someone else, the autoMod will leave a message. Please remove your post if the autoMod is correct. If the post that matches your post is very old, we refer you to rule 5.


8. Misinformation is prohibited.


Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.


9. No link shorteners.


The auto mod will contact you if a link shortener is detected, please delete your post if they are right.


10. Don't copy entire article in your post body


For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.

founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[–] jaschen@lemm.ee 50 points 8 months ago (6 children)

I paid 1200 USD a month for a family of 3 for my health insurance to have the privilege of paying more a hospital bill.

I had to go to the ER because I slit my pinky on some glass and waited in the ER for 5 hours. They had to rip then dried blood and paper towel that was stuck on my finger because it took so long.

After all that, I had to pay 3000usd of my own money which didn't cover my minimum. Why DA FUCK DO I EVEN NEED INSURANCE!?!?!?

The fucking nurse on staff that came to help me for a few minutes was not within my network. Ya fuck that hospital too.

[–] spider@lemmy.nz 43 points 8 months ago* (last edited 8 months ago) (2 children)

The fucking nurse on staff that came to help me for a few minutes was not within my network.

Oh, that's unfortunately quite common in the States -- the hospital itself might be in your network, but their own ER docs, etc. are technically contract employees who are not. So then you get out-of-network bills.

Imagine trying to sort through all this when, for example, you're having trouble breathing and need immediate medical care.

It's f**ked up, bad, and has been for years.

[–] jkrtn@lemmy.ml 18 points 8 months ago (1 children)

Remember when the liars were telling us that we wouldn't be able to choose our doctors without private insurance? We still cannot choose our doctors and also the ones chosen for us cost hundreds of thousands.

[–] spider@lemmy.nz 15 points 8 months ago (1 children)
[–] jkrtn@lemmy.ml 9 points 8 months ago

Not only are claim denials the real "death panels," but all the same people saying that shit then told us our grandparents must die for the stock market in 2020. Constant liars and hypocrites.

[–] gramie@lemmy.ca 3 points 8 months ago (1 children)

And the other side is also fucked up. I have a family member who has been a doctor in the US and Canada.

In the US, each doctor had two full-time employees just working on that doctor's billing. In Canada, his clinic of four doctors had one person working part-time doing the billing to our government health insurance.

[–] spider@lemmy.nz 1 points 8 months ago* (last edited 8 months ago) (1 children)

In Canada, his clinic of four doctors had one person working part-time doing the billing to our government health insurance.

This needs context. Was his clinic in Canada understaffed, or did Canadian health insurance paperwork require considerably less time to process?

[–] gramie@lemmy.ca 2 points 8 months ago

His clinic in Canada didn't need anything more than one person working half time to process all of its doctors' paperwork to submit to the provincial health system.

[–] june@lemmy.world 17 points 8 months ago (1 children)

For small wounds like that I generally recommend an urgent care clinic over the ER. Way cheaper and they can handle that shit. Save the ER for proper trauma.

[–] JasonDJ@lemmy.zip 12 points 8 months ago (1 children)

Sure. If the urgent care is open.

God forbid you slice your hand open outside of regular business hours.

I used to get some random unexplained swelling in one leg. My wife has a family history of blood clots. I don’t , but that doesn’t keep her from panicking, or from inciting my own panic. Only way to know for sure that it’s not a clot, as far as anyone told me, is imaging…sonograms specifically.

I don’t think any urgent care around me has sonograms. It’s ER, or get PCP to refer out and have an appointment in 3 weeks.

If you Google “Ultrasound Machine” and look at the shopping listings, you’ll find more than a few entire fucking machines that cost less than half of just one of those visits. And what did I have for that time? A few hours of waiting, interspersed with 5 minutes with an ultrasound tech, and 20 seconds with a doctor telling me (in the hallway) that nothing was wrong.

[–] june@lemmy.world 3 points 8 months ago (1 children)

Yes, this was general advice. If there’s no urgent care open and you need to see someone more immediately, go to the ER. For a cut that needs stitches, you can probably wait for the urgent care to open.

[–] jpreston2005@lemmy.world 3 points 8 months ago (1 children)

just learn to do it yourself, save even more!

[–] june@lemmy.world 1 points 8 months ago

Better yet, ignore it and save on materials costs too!

[–] jeffw@lemmy.world 16 points 8 months ago* (last edited 8 months ago) (1 children)

It’s illegal for them to send you a bill because a provider isn’t your network. One of the few good things passed under Trump. Lmk if you need any specific help or information in disputing that bill.

Edit: assuming this ER visit happened on or after 1/1/2022. Or potentially earlier depending on your state.

[–] jaschen@lemm.ee 8 points 8 months ago

It has been years. I actually decided to move out of the USA. Paid the bill and decided to be more careful.

[–] SeaJ@lemm.ee 10 points 8 months ago* (last edited 8 months ago) (2 children)

My wife had to go to the ER and we went to a hospital that was in network. The hospital is indeed in network but the fucking ER is a separate entity and was not. I guess we should have been better informed consumers. /s

[–] Styxia@lemmy.world 9 points 8 months ago (1 children)

ER was in-network. The nurse and doctor was also in-network. The second nurse, who connected me to the ECG, and the person who read the ECG was not in-network. No way of knowing at the time. Balance billing was permitted in that state at that time, which out-of-network provider used to the full extent.

I’m still salty about that.

[–] nybble41@programming.dev 4 points 8 months ago (1 children)

That part is messed up. You shouldn't be dealing with individual contractors as a patient. All billing should go through the hospital, and be considered in-network provided the hospital is in-network, regardless of what kind of specialist sees you there. Any exception, such as bringing in someone who doesn't normally work there to treat a rare condition, should require separate and specific authorization from the patient in advance.

[–] Styxia@lemmy.world 1 points 8 months ago

Ridiculous isn’t it? I had my annual physical a few weeks back, which for me is filling an online form and having my blood pressure read and a few blood tests. $550, insurance pays for everything.

Well. Almost. Turns out 2 of my blood tests were not covered by some healthcare bill passed in 2007. $267. And the mole I asked to be checked, billing code wasn’t covered as standard checkup, and so that question was $240. Mole was benign, and surprisingly didn’t result in some convenience fee.

[–] jaschen@lemm.ee 5 points 8 months ago

That is seriously fucked up.

For me, I called my insurance on the phone while bleeding profusely and wanted to make sure I went to the right hospital. I still got hit with out of network bills.

[–] RampantParanoia2365@lemmy.world 4 points 8 months ago (3 children)

Do you have Urgent Care near you? They could have done some stitches.

[–] Patches@sh.itjust.works 15 points 8 months ago* (last edited 8 months ago)

For whoever doesn't know. Unless you are going to die within the next 6 hours. Go to urgent care.

Not gonna say the system ain't broken but that's what the system wants you to do.

My insurance is $75 to go to Urgent Care. Maximum payout.

ER means $3000 minimum just to go in the door and goes up to infinity.

Urgent Care can handle stitches, and if you need to go to the ER they can make that determination.

[–] jaschen@lemm.ee 6 points 8 months ago

It was Sunday and all Urgent care is not 24 hours in my area. I actually waited so long in the ER that one of the Urgent Cares opened, but at that point I was already inside and triaged. If I knew I would wait inside for another 2 hours, I would have left.

[–] lightnsfw@reddthat.com 6 points 8 months ago (1 children)

I'd probably just super glue the wound closed myself.

[–] RampantParanoia2365@lemmy.world 1 points 8 months ago (1 children)

I uh...don't think that's sanitary.

[–] TheRealKuni@lemmy.world 9 points 8 months ago (2 children)

A 1986 independent study suggests that cyanoacrylate can be safer and more functional for wound closure than traditional suturing.

Super glue spray was used in the Vietnam War to close wounds on the battlefield.

And it’s sometimes in first aid kits at places where slicing wounds can be common, like barbershops.

[–] barsoap@lemm.ee 3 points 8 months ago

Still shouldn't use random superglue from the arts+crafts section, though. Sterility aside there's different types of cyanoacrylate. I don't think any are actually toxic but some are definitely less (as in zero) irritating to tissue.