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You are surprisingly comfortable condescending to people when you're incredibly wrong and clearly have no idea how any of this works.
Seriously, if you're in the US you can get a fixed rate mortgage for a term of 30 years. There's literally no way to lose that one. Rates go up? Haha fuck my bank I pay the same mortgage. Rates go down? Haha fuck my bank I refinance so now I pay less even if rates go back up again.
Buying property as soon as I was able was one of the best decisions I've ever made, and I was not able to buy it particularly early. My head hurts a little bit whenever I think about how much money I've burned on rent in my life. And that phrasing is deliberate, I may as well have set the money on fucking fire for all the future good it bought me.
Edit: By the way:
It's going to be more expensive than what? Renting it? If someone rents something, they don't get an asset. You only get assets when you buy them, because they have to be legally yours to call them an asset. So no, buying isn't a more expensive way to get the same asset. It's the only way to make it your asset.