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You're calculating it based on take home pay or something? because 1/3rd of 700,000 / 12 = $19,250/mo
Household income is about 230k. Mortgage comes out to less than 50% of take home pay. 230k/12 = 19166/mo (gross) 4500 is 23% of gross income.
Afaik every couple around here by 30 with professional experience and a degree is making over 200k (so 100k per person.) I've seen IT support roles for 100k+ (example from the highest paying company i've ever seen, liberty mutual insurance: https://searchjobs.libertymutualgroup.com/careers?location=Boston%2C%20Massachusetts%2C%20United%20States&department=Technology&pid=618496295577&domain=libertymutual.com&sort_by=relevance )
Nah I'm probably just dumb and did the math wrong. Those figures are still dizzying to me, as a BA in the Midwest. $100,000/yr is considered pretty decently middle class, I can't imagine anyone here paying $4,500/mo on rent. Maybe I'm just very lucky.
A room is basically ~1k/mo here if you're renting with roommates, maybe up to 1500 if the place is really nice. 1800 for a studio, give or take.
Entry level roles are usually 60kish+ but everybody hits 100k very quickly in any kind of white collar gig. With the pharma industry being here a huge portion of roles in greater Boston are pharma or pharma adjacent with 200k-400k salaries(+bonus/options) which drive up the cost of housing like crazy. Plus some finance and legal too. There's a few ad agencies, plenty of healthcare companies and some world class hospitals. Plus a significant amount of highly desirable colleges that lure in the rich foreign exchange students. It makes for a really expensive housing situation unfortunately.