Privacy

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Privacy.com in Europe? (feddit.org)

submitted 4 months ago by Linsensuppe@feddit.org to c/privacy@lemmy.ml

33 comments fedilink hide all child comments

Is there something similar to privacy.com in Europe so I don’t have to enter my credit card information everywhere? Or another way to buy stuff online privately on many different stores and websites?

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[–] pipariturbiini@sopuli.xyz 2 points 4 months ago (2 children)

I think bank transfers are more popular in Northern Europe. I only use a credit card if I want additional buyer protection / insurance from my bank.

[–] ExcessShiv@lemmy.dbzer0.com 4 points 4 months ago* (last edited 4 months ago) (1 children)

I'm from northern Europe, and I have never heard of or met anyone that preferred bank transfers ever. If I can't pay online with credit/debit card, I'm not buying from there, but it's extremely rare to find somewhere that does bank transfers for B2C at all IME.

[–] pipariturbiini@sopuli.xyz 1 points 4 months ago (2 children)

With bank transfers I am referring to services like Paytrail/Klarna where you authenticate with your bank, and choose which account the sum is taken from.

[–] Grippler@feddit.dk 1 points 4 months ago (1 children)

Services like Klarna are micro-loans though. They're not a bank transfer or really a direct payment of the service/product you're buying, it is literally just a small loan with a short runtime (usually 3-12 months)

[–] lud@lemm.ee 2 points 4 months ago (1 children)

Klarna offers direct payments too. In Sweden you can pay with Swish, credit/debit card, or bank transfers.

[–] Grippler@feddit.dk 1 points 4 months ago

Fair enough, they only offer the micro loans where i live.

[–] ExcessShiv@lemmy.dbzer0.com 1 points 4 months ago (1 children)

Isn't Klarna a credit service more like a loan where you then distribute the payments over the next few months? You sign a contract and stuff just like bank loans, it's not the same as making a bank transfer at all.

[–] lud@lemm.ee 2 points 4 months ago

You don't have to use the loan feature Klarna offers.

You can also pay with a credit or debit card using Klarna (makes makes it more convenient if you haven't memorized the CC numbers yet) or using bank transfers, or with services like Swish.

[–] themurphy@lemmy.ml 3 points 4 months ago

Never have I ever heard about anyone preferring a bank transfer in Northern Europe.

I'm from there, and I can't remember which year I used cash. It's either card or digital payment like MobilePay.