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Apparently you're going to be able to buy back months when all of this is over. That made me okay with this forbearance...as long as they don't screw that up, too!
One challenge, however, is that the forgiveness is going to be taxable next year and my wife who is a teacher, will have a significant amount forgiven that is two payments away that can't be bought back before that point. Others like us will still be impacted this way, which sucks.
She requested to be in the buy back program but they take ages to reply so we're at the mercy of this and time.