Canada

Don't forget the corrupt politicians who will never face any real consequences.

And what's really fun is that despite the housing crisis, many home builders outside the big-3 city areas are running slow right now because regular people can't qualify for housing. I've only been working 5-12 days a month for the last year, between a shortage of framers (many moved to Ontario in 2021 due to work slowing), shortage of materials, and now interest rates killing purchases.

We're so fucked, and anyone in a position to fix things just refuses to. If you build public housing, prices drop and you get voted out by angry house owners. Don't build houses, and both homelessness and living standards get so much worse, and you get voted out by angry poor folks.

You forgot healthcare :(

This just tells me that you don't know what fucked is.
Interest rates topped 21% , while mortgage rates topped 18% in 1981. Inflation was over 11% at the time. We'd just gone through two massive oil shocks, where the price of gasoline was almost double what we have now when adjusted for inflation, while cars struggled to get under 20L/100km and were rotted through by their third year.

Strikes were rampant, but so was high unemployment, at times topping 10%. A lot of industries just closed up shop, only accelerated as the Canada-US FTA came into effect.

By 1990, a lot of that had settled down due to the high interest rate treatment, but the accumulated debt of the Trudeau and Mulroney years had us facing a debt crisis just as we fell into a deep recession in 1991-92.