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I understand the reason for this, but if this is what they've decided to do they should also provide a trusted HSBC keyboard that can only be used with their banking application.
Can apps has their own keyboard and never call the system one? Installing their kb as another app and as a system one at that would be 200% more infuriating. Now THEY can log your keys elsewhere.
It's possible. First example I can think of is NYT's games app uses their own keyboard. It's clunky, but if someone is concerned (or data hungry) enough for the users security they certainly could.
They can build a keyboard into it, sure. It's just UI elements and a bunch of buttons. Won't be a good keyboard, but it can be done.