this post was submitted on 24 Dec 2024
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I spent all of 2024 tracking my spending and saving. I didn’t “budget”, just had a spreadsheet and wrote everything down week over week.
I would recommend it as a habit people may benefit from just to understand where their money goes.
Yes, track the dollars even if the outflow is greater than the inflow. Then you will at least have an idea of where to start
Also, generally avoid alcohol consumption. It's weird that this drink, when consumed regularly, has the ability to hijack and reprogram your biology so much that stopping can kill you. Just best to avoid it.