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Is it? You assume things will recover
If things don't recover by the time I retire I have bigger things to worry about than retirement.
If it doesn't recover, you're no worse off than anyone else.
WHAT?! you do realize that during a depression (aka, if things don't recover in a while), people who never even dreamed of having enough money to invest would become absolutely destitute, right?
Any money thrown in investments that won't recover is literally wasted. Better under the mattress to eventually wallpaper your house
Nobody is saying put your rent money into the market.
no, of course. What I meant to say is the mentality that you can buy now cheap because the market is on a dip, assumes a recovery which, this time around, it not at all likely.
If you do not have much money, it would be best to save it in a less volatile medium than plummeting stock under the madness that is this MAGA presidency.
Well, if you're young enough, you could live long enough to see it recover.
It will. Eventually.
But it has a pretty long way to fall.
And a LOT that can happen before a "recovery".