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We got our house before all of this bullshit back in 2014 before all of this bullshit happened, so we have a decent mortgage, but we really want to move to another town and we'll never be able to afford it until my rich mother dies and I inherit her money and sell her house. Which sucks, because one of the reasons to move is because she lives there.
Have you talked to her about this? She may want to give you your inheritance early if she knows it's so that you can move closer to her.
She knows we want to move there, but we don't really talk about money in my family. I have no idea how much she's worth. But she lives in a huge house, so if she's broke, we can sell the house and get a smaller one.