I personally consider the price of the car as the privilege of ownership. Its not like you can change the color of the train if you don't like it or throw you trash in the corner. If the train is to slow, you can't put a turbo in it. Plus, you can always sell you car, but you can't sell your used train tickets.

I've owned my car current car for roughly 4 years now. I got it used and it lost about -1,000€ in value. Maintance is incredibly low, roughly -300€ in total. Insurance was the big money drainer with about -2000€ in total, but I got in a couple of minor fender benders that weren't my fault and only resulted in scratched plastic so I got a payout of about +1300€. So in total, if I were to sell it right now, my car my car cost me 500€ annually over the course of 4 years (fuel exluded). Thats a fair price for the freedom a car gives you.

But there are certain situation that essentialy prohibit using a car. Getting to the airport is far easier by bus (my city has a direct line) and you don't have to pay for weeks of parking. Late night bus lines make going out to parties and clubs actually enjoyable, because you don't have to leave your car in a shady part of town over night. Parking is another problem. The US feels like 80% parking space but Europe doesn't have that. The biggest parking area in my city is basically right at the central bus hub. So it wouldn't make any difference time wise to go by car. But thanks to 20 traffic lights, riding a bicycle doesn't either.

Bicyles are like the best extension to public transit. And its highly undervalued. I'd rather have them reduce prices for train tickets that include a bike, than build more train lines. Currently they are nearly twice as expensive as normal tickets (because a bike takes up more space I guess).