this post was submitted on 10 Dec 2025
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Scams upon Scams (lemmy.dbzer0.com)
submitted 1 month ago by Stamets@lemmy.dbzer0.com to c/whitepeopletwitter@sh.itjust.works
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[–] Mangoholic@lemmy.ml 5 points 1 month ago (1 children)

In Germany this is usually pretty well handled, you paid a bit more for full coverage and they cover all costs of repair etc. But if you're in lots of accidents each time your insurance cost rises. If you have little to no accidents for a few years, the insurance cost sinks. It is also mandetory for your vehicle to have insurance, avoiding sudden private insolvency.

[–] brotundspiele@sh.itjust.works 5 points 1 month ago (1 children)

To be clear, you need liability insurance for your vehicle, so if you cause harm to someone else their claims are covered. You don't need to have insurance for your own damages. The state doesn't really care about your solvency, only for the solvency of your potential victims.

[–] Mangoholic@lemmy.ml 2 points 1 month ago

You are correct, thanks for the clarification.