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You can give $100k to all homeless Americans and they would go homeless again after 5 to 10 years.
"What’s exciting is that the research is clear that these cash transfers are helpful, and the big concerns that they might disincentivize employment or contribute to inflation were not substantiated in our evidence review.”
PN3’s recent evidence review looked extensively at various programs that put money directly in the hands of families, from studies of unconditional cash transfer (UCT) programs in Illinois, Massachusetts and Texas, to existing dividend-based unconditional cash transfers, to child allowance pilot programs throughout the U.S. Two of the largest and most data-rich programs the researchers studied were the Alaska Permanent Fund Dividend and the Eastern Band of Cherokee Indians Payments, neither of which was intended to be an anti-poverty program but each of which have measurably reduced poverty among their constituents.
In 2021, in what amounted to the first and so far, only nationwide case study of the impact of cash transfers, the Biden administration temporarily expanded the federal child tax credit (CTC) through the American Rescue Plan Act. According to the U.S. Census Bureau, the expansion lifted 2.1 million children out of poverty. For Black and Latino children, official poverty measures shrank more compared to the decline in rates for white children. The temporary cash infusion also had notable benefits on mental health, again with a greater difference observed with Black families. An additional $100 per child per month reduced depression symptoms in all low-income parents, with Black parents seeing nearly twice the reduction in depression and anxiety symptoms as other subgroups.
One study found that the monthly cash difference of $313 per month led to some changes in infant brain activity, with infants whose mothers received $333 monthly showing higher “fast-brain” activity compared to babies of mothers receiving $20 monthly. The brain’s mid- and high-frequency bands are associated with cognitive skills, which indicates that cash transfers may improve development of these skills, though more research is needed to draw a direct link.
According to an analysis at Washington University in St. Louis, child poverty in the U.S. costs up to $1.03 trillion a year in loss of economic productivity, increased health and crime costs, homelessness and maltreatment. Cash transfer policies seem like a bargain in comparison by helping mitigate social challenges and reduce government spending in health and human services.
You misunderstood or misinterpreted my point.
$100k today will not get you in the door of any house. You probably couldn't even buy a burnt down lot in California. But you could pay rent for a while. $100k might get you 5 to 10 years of rent money. You could buy a van and you could make that your home.
$100k is spitting on your face.
Oh, my bad.