this post was submitted on 28 Feb 2026
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True. Fucking alien prick destroys a whole city center by throwing people’s cars and smashing into buildings just to almost capture Lex. Next day you wake up to find your car smashed and your office destroyed. Does insurance cover this?
Superman is usually better at controlling collateral damage than younger and less optimistic heroes. There are great examples of this in Superman Vs The Elite and Superman (2025)
It was so refreshing to see Superman give a shit again in the new movie. The Edgy Era was entirely the wrong tone for the character.
"Acts of God" are not normally covered. Neither is "Nuclear Catastrophe". I assume insurance would deny coverage based on... whatever the fuck they feel like, but that clause is normally there for a good measure of "get fucked"
I've thought about that a lot. These superheros aren't big on de-escalation, and their apprehensions often incur billions of dollars in property damage, and I have to believe that people are getting killed on these train derailments, explosions, collapsed buildings, etc.
Yet, you never see the next days headlines after the fight.