this post was submitted on 13 Nov 2023
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Definitely insurance. Heaven forbid you accidentally ruin something priceless you were not supposed to touch.
I have heard that an LLC might not mean much because the difference between you harming a client or your LLC harming them are pretty minimal if you are not hiring anyone or have no contractors. I am not a lawyer, but I would be interested to know how true it is.
It is very true in most states. Some state's LLC statute's protect SMLLC's but most do not.