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this post was submitted on 29 Apr 2026
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Today I Learned
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Wait until you learn that you're a likely a millionaire in a European city if you own a basic house. (which you can't sell of course, you need it for living)
Housing market is kinda fucked everywhere though.
Yes, but the style of houses we build in Europe make it far worse because they're more expensive to begin with.
Not sure where you get that claim from. Even here, in the Netherlands, where the housing market is through the roof, it's not that expensive to own a basic house (maybe it would be in Amsterdam but that's far from the average european city experience)
Unless "basic" for you means 4 bedrooms in the city center.
It's not a claim, it's literally this way in the street I live.
I didn't go into detail of the location because it affects many of Europe's main cities. You seem to be in luck.
It is definitely not the average european city experience. For a comfortable one-person appartment (if you want more than one person apartments, then it's worth is shared between the occupants, of course, and ends up cheaper per person), let's generously say 70m2, then you'd need the price per square meter to be more than 14k€ for it to be a million euro home.
That's way above average, unless, again, you're looking at city centers, which are always going to be expensive no matter the country.
So, if you live in a european city, not in a city center, and your street has housing costs above 14k€ per square meter (even, conservatively, 10k€), then your city is an outlier, not the average experience.
Now I didn't say average, but thinking of popular cities; but anyhow, I was just casually speaking not doing a real estate discussion here.
So let's agree to disagree 😂
(we bought for 400k and now it's 900k, and it wasn't worth 400k to begin with..)
Well, you're already saying "we", which implies you share that net worth with someone else! That'd be 450k/head, and no one is a millionaire!
Divided by two as it mostly is, correct.
Hm... I'm not sure how that is counted usually to be fair. But I'd guess it's mostly not a solo person.