Android
DROID DOES
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My google android device runs GrapheneOS, with which you can use sandboxed google play services. Yes, the google play services API will likely block nonconforming apps from functioning if they use play services, but apps don't have to use play services, and you'll still be able to install anything you want. As far as I'm concerned, any app that stops working when google pulls the plug in September will be replaced with a FOSS alternative.
Use websites instead of banking apps. You bank doesn't have a website? Fukem, change bank
Can you use the desktop site through the phone browser on a Linux phone or grapheneos?
My bank won't let you deposit checks through the browser and has closed their physical locations so you can't deposit checks in person. I get around this by keeping a cheap default tablet around my house.
Or you know, don't support banks that close their local branch. Switch out.
Realistically at that point, would it be better to be on iOS than android, then? I know iOS is wayyyyyy locked down, but apple is slightly more privacy respecting than android from what I understand, because Apple's incentive is to sell you services and hardware, while Google's is to sell you as a product to advertisers?
I have no strong opinion here, looking to be educated. I've never wanted an iPhone, but I'm already looking at a used m1 air, and if google is going to rape me and now they're taking the lube away, would I (a person who is not techy enough to really understand how to fight back against this) be better off on an iPhone? Most of my income right now comes from doordashing. I'm fairly certain I won't be able to do that without play services or whatever iPhone uses
Yes if you want the convenience and not give up anything iOS is better then android. If your willing to give up some convenience graphene OS.
I'm willing to give uo convenience, I just have to make sure I can still earn enough money to survive lol I'll start looking around for alternatives
You're right, and I'll add that my current banking app was recently updated, and now no longer works, giving me nonsecure OS warning, which is comically ironic.
With respect to companies requiring apps to do things like pay rent, that is a double-edged sword. They can demand, but their goods and services generally have alternatives, and companies that take a hard line risk alienating their customers, pushing them to look elsewhere.
What's wrong with banks' mobile sites?
Uploading paper check deposits requires the app