Android
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Using graphene or lineage won't help. You will still need to avoid google services. Which means no banking apps, government apps, McDonald app, Whatsapp ... And the list goes on.
My google android device runs GrapheneOS, with which you can use sandboxed google play services. Yes, the google play services API will likely block nonconforming apps from functioning if they use play services, but apps don't have to use play services, and you'll still be able to install anything you want. As far as I'm concerned, any app that stops working when google pulls the plug in September will be replaced with a FOSS alternative.
Use websites instead of banking apps. You bank doesn't have a website? Fukem, change bank
Can you use the desktop site through the phone browser on a Linux phone or grapheneos?
My bank won't let you deposit checks through the browser and has closed their physical locations so you can't deposit checks in person. I get around this by keeping a cheap default tablet around my house.
Or you know, don't support banks that close their local branch. Switch out.
Realistically at that point, would it be better to be on iOS than android, then? I know iOS is wayyyyyy locked down, but apple is slightly more privacy respecting than android from what I understand, because Apple's incentive is to sell you services and hardware, while Google's is to sell you as a product to advertisers?
I have no strong opinion here, looking to be educated. I've never wanted an iPhone, but I'm already looking at a used m1 air, and if google is going to rape me and now they're taking the lube away, would I (a person who is not techy enough to really understand how to fight back against this) be better off on an iPhone? Most of my income right now comes from doordashing. I'm fairly certain I won't be able to do that without play services or whatever iPhone uses
Yes if you want the convenience and not give up anything iOS is better then android. If your willing to give up some convenience graphene OS.
I'm willing to give uo convenience, I just have to make sure I can still earn enough money to survive lol I'll start looking around for alternatives
You're right, and I'll add that my current banking app was recently updated, and now no longer works, giving me nonsecure OS warning, which is comically ironic.
With respect to companies requiring apps to do things like pay rent, that is a double-edged sword. They can demand, but their goods and services generally have alternatives, and companies that take a hard line risk alienating their customers, pushing them to look elsewhere.
What's wrong with banks' mobile sites?
Uploading paper check deposits requires the app
I've already swapped to GrapheneOS and refuse to use anything from the Play store. Don't even have it installed.
Most of the apps I was already using day to day have GitHub repos with apks and Obtanium auto updates for me.
Yeah losing banking apps sucks, but oh well? I don't see the big loss there. I'll just use the desktop site and anything else I'll just go to my bank physically.
I'd rather deal with the inconvenience at this point.
I can't remember the last time i had a banking app. Are they so critical in your experience?
I use the web browser.
My bank (Capitalone) won't allow check deposits by the web browser and is closing their physical locations so you can't deposit in person either.
Time to switch to a local credit union.
Damn. No local branches to visit is ass.
What do you do if you want to make a large withdrawal or deposit?
They are mandatory for authentication even when using web site
That's awful. Mine uses phone number but i also haven't tried to open an account in a while.
That's true in most European countries nowadays. You can use sms authentication but it usually cost extra.
And that still doesn't solve the government app issue, o have all my ID loaded and get all my government notification on that, including tax deadlines, official communication and official IDs... That would be a serious step back if I am forced to give it up
My bank(s) have their own 2FA apps which are used for the web as well.
Same apps are used to identify myself and digital signatures for taxes, credit, health care etc.
The worst of all is that a private company owns one of these 2FA apps and can in theory deny you service.
The EU should be rolling out their own later this year (or next). But for now, I need an up-to-date Android/iPhone not to make life more complicated than it has to be.
No whatsapp? I used it on waydroid with no google services installed
Yes, gave your tried recently? Wathsapp Is banning users Just because they use it on lineage os without google apps... Not common, but it's happening.
I was lineage os maintainer and still follow a few forums. And this topic is recurrent in the last months.
I am on Lineage with no gapps, I do have microg though, but not logged in. And have been for a couple years. No problems with Whatsapp so far, and banking apps too for that matter.
Is "no google services" the issue here? I still have waydroid but with google play at the moment
Whatsapp web is so unbearably slow i might just use waydroid lol, thanks for reminding
EDIT: it is fast but it is using %50 of a core at all times🤷♂️ Aaand now it is calmly sitting in the background, no cpu usage
I think it's an issue with rooted or bootloader unlocked phones mostly ....
I should have been more clear... Waydroid uses LineageOS as its Android image and since it is used on x86_64 (it also supports ARM but > %90 of Android image downloads are x86_64) it is basically worse than phones with custom ROMs from the perspective of app developers trying to lock down stuff / create security.
...which is precisely what GrapheneOS does?