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I love my mom, but she has a 4 bedroom house, and owns it outright. She lives by herself in this giant home, a mere 2 blocks away from my house that I'm renting with my wife and her 2 grandkids. We're couped up in a 2 bedroom 1 bath, 1000 sq ft rental. She was always the one pushing me out of her house instead of offering for me to stay there and save for a down payment. I've been renting for over a decade now. The area I live in has just gotten more and more expensive over time. It was always HCOL, but it went from like median 1 million dollar homes to 1.8. I had a small window in COVID where I even had a shot at affording a home due to depressed interest rates and a very brief small drop in local prices. During that time we got outbid when we did try. Since then, prices are up, and rates are up as well. Frankly I don't give a fuck about buying a home anymore. I will inevitably inherit her home and money, and that's likely 1-2 decades away, so at this point, why bother struggling? I will say that when I do inherit her home, I intend to share it with my children for as long as they want to because I'm not a selfish asshole. I love my mom, and she's even semi left leaning for a boomer, so politically she's tolerable, but listening to anything her or her friends bitch about is so goddamn annoying. Nearly all her friends have almost no living expenses, but hearing them go on about how it was just as hard when she was my age is just insulting. I can back up all my claims with hard data, and they don't give a fuck because they don't understand that shit has changed. They all think we're lazy. They don't understand childcare, medical insurance, and housing have gone up astronomically while wages have been stagnant. They don't fucking get it and I hate discussing economics with any of them. I love my Mom to a point, but she's also incredibly selfish. I will not miss that about her, and I think the world will be better off without a generation of like minded people, and we may actually begin to solve some of our problems. Having said that, it's also entirely possible that our generation gets all this wealth and just become carbon copies of our greedy ass parents. I hope not.
Not to take away from your post, it just got me thinking about something.
This type of selfishness probably comes from the decades upon decades of both obvious and subtle messaging around scarcity of pretty much everything. Just the advertising phrase "ACT NOW! before it's gone." was and is used all the time. We have been conditioned to believe that everything is limited and at the same time we need to have everything. So when your entire life you've been inundated with messages of not-enough I can see why there is a fear of losing it all.