Canada

"There's no room for negotiation" is an odd thing to say to someone when you've indicated that you do not want certain information to be public.

"We dictate from a position of monolithic strength. Also, here's a pickaxe."

I wouldn't sign it either. a buck 50. rather sing your sins from the mountains now that you pissed me off. of course if they just refunded it and kept quite I would be unlikely to mention it except maybe casually.

Never ever TD, years ago I bought stocks of a company, through TD system, stocks were in Deposit/Withdrawal at Custodian (DWAC) and it took TD 1 month to find them and transfer them to my account, I needed to threaten them and went up to the ombusdman, I let dozens of messages, never ever they called me, only the dreaded email "we will ask for a transfer". At one time I received an email with a phone number and "call me", it was finally someone at TD who knew what it was and fixed the problem in 24h. Incredible. Never ever do trading with them.

TD has screwed me enough times to leave for another bank; Considering everything I had was with Canada Trust, that was no small feat... but a consistent and ongoing problem of:

1. Told them I was traveling, please don't lock the cards; cards locked for fraud protection on day 1 and we cant check into hotel. Spent the night in a bar that accepted the backup cash.
2. Inheritance cheque was "Lost" and took 2 years to recover the money. Thank fuck for taking a photo of it on arrival.
3. Account hacked- brokerage account. No way anyone could just randomly get into it or have conned us; we check it once a year at best. took almost the entire account in 499 increments until it was dry. Took a year took a year and police investigation to get that money back.
4. Ongoing small fees and interest that should not be there trying to get snuck past on statements.

Finally left after almost loosing a hundred grand.

No one who values their money should ever do business with that bank. They cant even do the one thing a bank is there to do.

I use TD for my paycheck and have for like 20 years. I'm switching as soon as I can. Over the last few years my services have been cut to almost nothing, when I bring it up at the branch they tell me to call it in, when I call it in they tell me to go to the branch. I can't even photo deposit my checks and nobody cares to fix this. They've also become a lot more nosy. I've been working for the same company for 20 years and tellers still inspect the check for 10 minutes, ask me nosy questions about what I do for a living, and keep telling me there's an error on my file which they fix, and the error just returns the next time I'm in.

TD is an absolute dumpster fire and they are beyond giving a fuck if you like it or not

Yeah TD sucks. I was a cuatomer since the 90s when it merged with Canada Trust. I had mortgage, house ins, bike insurance, and RRSPs with them. it slowly got worse. The final straws were offering a prime plus .25% LOC and once I used it they did a randome re-eval and bumped up the variance rate, it went from about 4% to 7% and a then 12%. They did not want to discuss the practise. But shortly after I knew I had a payment coming from my account so put cash in in the morning. Checked it all at night and all went through fine. next day I have a NSF charge. They switched the deposit order so it went in after the night withdrawal. I went to TD that day and started cancelling everthing with them. So for them trying to make a quick shady $45 bucks they lost all my business...they don't even care they lose customers, they just keep screwing the ones that stay

Money changers don't want you exposing their nasty ways...

Do y'all have credit unions up there?

Tittie Bank?

This is the best summary I could come up with:

Guanghu Cui was poring over his TD Bank statements in March, preparing to pay taxes for his small immigration consulting firm in Oakville, Ont., when he noticed a $1.50 fee for sending an e-transfer.

It was surprising, because when he'd opened his business account three years ago, his financial adviser told him the plan included five free transactions a month and he'd never exceeded that number.

The contracts, typically signed by two parties, were initially created to protect trade secrets or intellectual property but have evolved into a common tool to silence people who have been wronged: financially, professionally or, in the case of sexual assault victims, physically and mentally.

Can't Buy My Silence, a group that campaigns for legal changes related to misuse of nondisclosure agreements, estimates that 95 per cent of civil suit settlements in Canada now include one.

After Go Public contacted BMO about the case, a spokesperson called Mireau to let him know the bank had reconsidered, and had deposited the other half of his stolen money into his account.

Last year, the Canadian Bar Association swiftly passed a resolution, committing to discourage the use of these agreements to silence victims of abuse, harassment and discrimination in the workplace, schools and other organizations.

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