A place to discuss problems of car centric infrastructure or how it hurts us all. Let's explore the bad world of Cars!
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In the absence of a flair system on lemmy yet, let’s try to make it easier to scan through posts by type in here by using tags:
Sorry, the best "for you and your future"?? OUR future
We bought a reliable car for 22k without financing. Our next car will be bought when this one dies. It's not necessary to have a new car every couple of years.
“No one cares about what car you drive” has such Boomer energy to it, and it’s completely false.
Our 2nd car (ie. the one we use if my wife or I need to commute individually - suburban sprawl means we live in a public transportation desert), is a beat-up 15yo Hyundai hatchback.
We both love it because it’s economical, surprisingly reliable, cheap as anything to maintain, and we don’t particularly care if it gets dinged at a parking lot.
But the looks we get from our peers when we drive to our respective offices (we usually WFH), holy crap! Constantly having to explain ourselves is tiresome, and our line managers have both made off-handed comments sarcastically asking if we’re not being paid enough. 🤦🏻♂️
If you can afford to pay cash then take the loan and invest the cash elsewhere, and if you can beat the interest on the loan then come back to write better financial advice than this. And even if you can't you'd at least have done something interesting.