i did the same with wise and it worked eventually. wise support is hell, because every time you call them, a different person picks up the call and you have to explain everything again.
however - if you have proof of income and everything, they cannot deny your request.
of course this also depends on the destination country. i called the central bank in the end to get more detailed information that wise gave me. then i passed this to wise and everything worked out.
If you have time try sending money in smaller chunks to mitigate the risk since only one chink could get stuck.
In the US this looks a little like “structuring” and is suspicious as hell.
I’ve done wire transfers, 15-20k at a time, between countries. Assuming you have a bank account in the destination country see if you can open a new account in GBP and wire the money there. Let them know what you’re going to do in advance.
Thanks for the reply. Would bimonthly transfers be ok do you think? I need to move a fair amount before my rental runs out. Lol.
i usually do 15-20k transfers every month and they never even asked for any proof of income or anything. i've been using this wise account for about 4-5 years now.
There appears to be a strong random element to these checks. I get asked for paperwork on utterly random transfers.
It seems more likely on anything over 10k.
It's definitely got worse in the last few years.
Some of the questions they ask are total nonsense. Sometimes it feels like they are trying to provoke a response so they can claim you didn't cooperate and they can keep the money.
Have you tried Moneycorp ? I was in your same position and they did all the transfers without a problem. Since you’re British I assume - it’s probably straight forward since they are a British company. Money is all they do. Good luck and congrats !