Good point. I almost can’t pay my rent anymore..
But I also felt this sometimes when I was actually making money. However, I was so new in the game and didn’t have my ideal clients, so I think that was the case back then. Then I had a period where I was super happy and productive, enjoying my lifestyle. And then, now, back again 😬 But money is definitely an important factor!
Lots of abbreviations I don’t know here. But I’ll try to answer my best :)
I have an Airbnb side business that covers the basics. But I have been living (pleasures, food, etc.) out of my savings as well.
Retirement situation unknown atm. In my country we get xxx monthly as an elderly, but I haven’t saved much up yet
I work remote and bring my work with me on vacations
Healthcare is free in my country