The only regret i had after buying 2nd hand 3090 this summer is that local models, while impressive still, wasn't there yet, and after experimenting with kobold, ST and stuff, eventually returned to gpt because sadly, after tasting the best, any models i tried felt really boring and too simple. I'm still using it for image generation and some other ai stuff.
I really not a fan of this situation, if one day we'll be able to get some local model close to gpt 3.5 for roleplay, i'll ditch oai asap. But i don't expect this soon.
Looks like Microsoft played all along behind the scenes to harm/destroy OAI and played it perfectly.