Easy. I have servers that are only available on my local network and lots of different devices that I MIGHT want to use to access those servers. I haven't bothered to make sure my key is on EVERY SINGLE DEVICE and some of them, I might not actually even WANT my key on as they're not terribly well secured and they might leave my house (my Windows gaming laptop I haven't used in six months comes to mind).
But for cloud accessible servers... yeah.
https://fifth-element.fandom.com/wiki/Ruby_Rhod