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The term would be overvalued not overrated.

But a team like Houston has played well the first 10+ games and a much better trajectory than Pistons who were basically the same caliber last year

FVV is overpaid but since so much of the team is rookie contracts they can afford it. It’s hard to put a price in turning around a franchise but since Rockets can afford to “overpay” FVV, he’s not really being overvalued for the franchise.

The answer of who is most overvalued might still be Tobias Harris making near $40m this has prevented Philly from truly getting a serious 3rd option since Jimmy left. Embiid is 30 this season and his best teammate is a blossoming star. Not saying Philly “lucked out” but Maxey was not a sure shot to pan out.

Embiid is supposed to be in the middle of his prime but so is Giannis and Jokic both with 2x the MVPs and a ring. Embiid is consistently missing more games than the other two and doesn’t quite seem to have the team around him to win. Sixers are good but not serious contenders since they haven’t proved to me they can make it past the second round.

A large reason for this is Tobias is eating up too much of the cap. For perspective a guy like Jalen Brunson 2 years from now is going to make around $15m less than Tobias Harris is making right now. Imagine Brunson and $15m player or just Tobias Harris.

This highlights why contracts aren’t the same. Rockets can overpay due their timeline. Sixers with an injury prone 30+ can’t afford not to give him a Jimmy Butler. And as soon and Tobias’ money is freed up, Maxey gonna be looking for a $200m extension.