Mildly Infuriating
Home to all things "Mildly Infuriating" Not infuriating, not enraging. Mildly Infuriating. All posts should reflect that. Please post actually infuriating posts to !actually_infuriating@lemmy.world
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The provider shows a $0 balance because it's "Not available for repayment" which blocks me from making a payment. It's a government loan, which may be why
It's early enough in the semester that it may just not be fully processed yet. When I was in school I was able to dump what ever "loan refund" they gave me right into the principle.
I hate they call it a refund, it just means you took out a bigger loan than what the bill actually cost. Calling it a refund makes people think they got free money.
that sounds like a software bug, not a quality of the loan
Fwiw I’ve been telling my kids to reject the UNsubsidized loans (the ones where interest starts carrying immediately). But that only works because I’ve managed to save the money to pay that share in addition to the normal share
Since when do they charge interest before you exist school on government loans? Is that new? I remember them starting to charge interest when you graduate/leave
There are “unsubsidized” and “subsidized” loans in the US. Every student gets a set amount of subsidized loans they can take out based on their FASFA. If that cannot cover the cost of tuition, you can take out additional unsubsidized loans. Unsubsidized loans build interest while you are still in school.
That was my experience as well, USA. Graduated within the last 5 years from a state school and didn't have interest on my federal loans until after I graduated. Might be worth calling the loan servicer and asking about it, that could be a mistake.