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You know what I learned in eighth grade? The great depression was partially caused by easy to acquire financing that so many people could never repay. Good thing we learned from that mistake.
You know what I learned from 2008? You can be recklessly irresponsible with money and likely get a pass.
No no no, you can't be irresponsible with your money. You can, however, be irresponsible with other people's money, as long as you're decided to be "too big to fail."
All those people who lost their houses got a pass?
I'm hoping they're talking about the lenders, brokers, banks, etc.
Know what I am learning from 2019 onwards? You can borrow tens if not hundreds of thousands of dollars to go to college and then batch and moan until a politician tries to use others people's money to pay it back
Do you feel that way about K-12 education too? Because that is also highly subsidized. In other developed countries, paying for university is just an extension of public education.
Sounds like you never went to school
We did, actually. Not as much as we should have but we did learn some things. Commonplace consumer credit was a somewhat new thing, at least on that scale, with virtually no regulations or safeguards. Because...well, regulations were not in vogue. Laissez-faire was the standard.
We definitely have more guardrails in place nowadays. Not enough, but more than the 1920s.