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As I said previously, the process needed to get insurance under these programs can be too complicated for individuals with low literacy or for whom English is a second language, limiting their access to these resources. And believe it or not, there are individuals for whom $15 a month is still not affordable for something they may or may not use that month, like medical insurance.
So those people need to put in effort, learn, and be functional members of society.
Bullshit that you can't pay 15 dollars a month and 15 dollars to your medical debt a month.
If you can't do that, you need to figure your shit out... until we implement single payer Healthcare. Which we should.