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Not insensitive at all. It isn't worth a lot as far as selling goes, but it does generate good income as a rental.
I actually agree with you, but I'm the DIL, and my husband and MIL agreed on renting.
I mean, in this case it's what works for her then, but it's literally the exact sort of thing the article is dealing with.
Worse in this case because she's owning the home, not living in it, and using it to generate passive income, specifically preventing what might have been a younger generation of homeowners from making that investment and instead forcing them into the very rental market she's profiting from.
And I'm not saying she's a bad person or a bad landlord or anything, just that this is an example supporting the piece, not an exception to it.
I actually agree with you much more than I disagree.
It's part of a family trust, meant to be passed on. Think 150 year old home that hasn't been renovated since the 60s.
It is near a university and has several bedrooms, so it's generating enough income to help pay her rent. It is literally worth more as a rental than a sell. And one day my poor kids will have to deal with this millstone around their necks.
If my MIL did sell, it would probably be torn down and replaced with an apt complex/student housing.