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That's fine and dandy if you bought the house for half a mill or more. Where it's fucking people over along side home owners insurance is when the house was bought for 75k decades ago and is now worth a million or more. Those people are are likely retired and on a fixed income or have kids in college and other expenses that go along with raising a family.
You seem extremely out of touch if you think that $400/month going to local property taxes is not make or break for some families. My wife and I make well into 6 figures between us and even where we live it's getting tougher to budget for everything and include the odd night out or weekend getaway so that we aren't only working. For example, my wife is now on ozempic and because it's the beginning of the year most of the cost ($700/month after manufacturer discount) is 100%/on us until we hit our deductible. Not to mention the shit you can't plan for like a pet needing a vet visit NOW and having to find $1k+ for that visit.
In short. I don't think you have ever lived on your own or with someone other than parents or other guardians. You have no idea what it's actually like trying to stay afloat nor do you have any idea what an unexpected increase of even few hundred a month in property taxes can do to a budget that has been meticulously planned.
They have a house that has appreciated in value by 925k.
I think the obvious fucking solution is apparent.
Yes, of course, all those things only home owners know. /s
Are you fucking kidding me.
You're sitting here saying that someone with a million dollar home paying 400$ a month in "I can live here a little longer" bills is the ultimate in needing a fucking pity party and relief as the value of their property that they own continues to increase?
You do fucking realize that most of us out here fucking renting are renting at well over that price, right? 400$ won't get you a leaky fucking apartment in the backwoods. I should know, I fucking live in one.