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No man, credits to bulwark the insane rents people are charging will only cement the practice. Why does it take 3x your income to qualify to rent a place? Why haven't corporations and foreign investors been moved out of the single family home industry? Why hasn't a cap been put on Air Bnb and other short term rentals? How about changing the regulations to allow zoning changes which can allow more homes on existing lots?
The government, as usual, simply doesn't understand the problem! So frustrating.
I think they absolutely understand the problem. It's just that 60% of Congress are actively working against the American people on behalf of donors.
Well the answer to the 3x question is that a long time ago, in the dark ages, economists theorized that affordable housing is 30% of your gross income. Those dark ages were 1969.
Wages have lagged 137 percentage points behind core inflation since 1974. So the metric was outdated decades ago.
Exactly! If people on the bottom quartile of the income spectrum are given a free $500/mo for rent, guess what happens to rent? It magically increases by $499.
It feels like the request is multi pronged: provide credits for temporary relief, in the meantime, invest in building more housing and rezoning. Credits are a long term solution, like you said, but rezoning and building denser housing don't quite provide fast results either