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The thing is, when wealth like this is calculated, it includes assets. And the value of those assets can be self-reported (which was the whole issue of this case to begin with).
So is he worth 2.6 billion? Well, Trump claims that Mar-a-Lago is worth between $420 million and $1.5 billion. The judge in this case deemed it to be worth between $18 million and $37 million.
Trump is rich. Even if he has no cash of his own, he can always get some to continue to live his extravagant lifestyle because there will always be fools willing to give him money because they love him or shrewd people who give him money to control him... but his actual worth could be well below that.
His debt well exceeds his worth already. His four (five?) previous bankruptcies fell on other people so he got away with them.