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Not if they're poor, no.
Also not true. Anyone with a million dollars is going to be more valuable to society than someone without it, regardless of race.
And your comment right here is exactly why this extra help is needed. You have a clear lack of understanding of how the real world works. Ask a person of color how they are treated when they go shopping. Black people in a clothing store will get followed around by workers and even other customers who think they might be stealing. Imagine how it feels to be treated like a criminal everywhere you go, even if you have the money to be shopping there. They have the money, they can afford it, but they still are treated like they shouldn't be there. Hell, my buddy growing up worked at a clothing store and got free clothes to wear during work, and he was still followed around by customers thinking he was stealing. I can tell you that I've never been treated like I shouldn't be in a store even when I clearly couldn't afford to shop there. That's not a class thing, that's a race thing.
Just last year in Los Angeles, not exactly a white-only city, a black person had the cops called on them for trying to deposit a large check at their own bank. The black person was a movie director or something and had a ton of money, including in their account at that bank; but the teller and manager assumed they were a criminal and doing something illegal and called the cops on them.
So tell me again how black people aren't denied access even when they have a ton of money.
You also either didn't read my post or didn't understand what I was saying. I said they are denied access, and you replied they are going to be more valuable to society. I never questioned their value, just what access they are given by society. Access is one of the most important things in life, even more so than money in my mind. You've probably heard the phrase, "it's not what you know, it's who you know." Value is a whole different thing. Slave-owners value their slaves, but they don't treat them like friends.