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There is a lot of evidence to show that lottery winners have no idea how to handle that kind of money and don't seek advice about it.
This person hanged themselves after blowing through all of their lottery money- https://www.theglobeandmail.com/news/national/lottery-winner-hangs-self-7-years-after-collecting-win/article4121212/
This person defaulted on a loan because they wanted more than the annual amount but didn't opt for the lump sum and ended up in massive debt- http://usatoday30.usatoday.com/news/offbeat/2004-05-03-lottery-winner_x.htm
This guy ended up working at his old McDonalds job a year later- http://www.telegraph.co.uk/news/uknews/1582719/Lottery-millionaire-back-working-at-McDonalds.html
Here's many more stores- https://www.gobankingrates.com/net-worth/bankruptcy/lottery-winners-who-lost-millions/
The lottery is a tax on the poor, who are sold the hardest on it. Players have virtually no chance of winning, meaning that most of the people who play have a basic lack of understanding of how to manage their money.
The perception is wildly skewed here because you never hear from the ones who use the money responsibly to buy a home, settle debt, etc. and just live an easier life. Sure, winning the lottery should not be your only option to ever achieve anything. I just don't think that lottery winners in general have a huge problem.
Nah there's statistics on it. A huge fraction end up broke. I'm too lazy to dig them up, but you can find numbers on it. In any case, it's not a actually limited to people who but lotto tickets. Humans are generally bad at handling massive windfalls.
Why would you play the lottery in the first place if you user money responsibly? Playing the lottery is the opposite of using money responsibly.
Because for most people it's a small vice that let's you dream of a better life for a week.
I could totally imagine someone with an already fairly stable income buying a set amount of lottery tickets within their budget as a hobby. It's not my thing, but a fair number of people are into it.
I can't speak from those who gamble without being financially stable, but I join a lottery pool by contributing $5 whenever the jackpot is over $1B. My wife and I also have a decent salaries and save 65% of what we make. I guess that makes the $5 irresponsible while still being responsible financially overall?
Yeah exactly, I don't think that's irresponsible at all. You could have also spent $5 on a cookie you ended up hating.
The McDonald's job guy seems to be doing just fine, if he's actually working there by choice as a social thing.
Yeah this guy seems to have made out pretty well. Can't blame them at all for wanting to keep what they enjoyed about their life even with the new money. Not that I disagree that the lotto is a tax on the poor but this guy is the opposite of what that comment was trying to prove.