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I'm not trying to give you shit here OP, you did what you did 4 years ago and you're thinking of doing something about it now so it's all good, but:
This is so astronomically expensive that I can't imagine caring about 300 bucks to see if anything is horrifically wrong with it. Seriously folks, get an inspection if you're buying a house! This would be like, I dunno, taking a job without talking to a single person who works there, except at least with the job you can quit without wasting thousands of dollars! The inspection could save your life!
I might have cancer but it's so expensive to actually find out. I'd rather just ride it out and wait until the damage becomes irreversible...
Get the inspection!!
That's actually my strategy.
I can only provide anecdotal experience, but my old girl found her dream house. Old mining cottage type terraced house, immaculate renovation inside, great hillside views, nice enough place overall...
...she instructed her surveyor to have a look and he told her to run like fuck, the shared wall was pretty much the only thing keeping the house upright - his words were clearly a reduction of some larger issues, but that saved a repair and insurance nightmare.
They're pricey, yes - but they can save you an exponentially larger amount of money.
I was saved by an inspection as well. Not to pile on but you should just get it done OP. Also FUCK YOUR REALTOR (they're very sleazy/immoral - you should not have coitus with them). There are several reasons why realtors hate inspections and any good realtor will insist you get one.
Mine did not want me to get an inspection on a property. I have to insist.
Honestly they need better regulation.
Hey man I didn't say it was smart!
And it was one of those things where it's like I had X amount of money, and afterwards I was going to have not much money at all. So spending $300 more of that tiny remaining money was uncomfortable.
The costs of home maintenance are pretty crazy if you aren't prepared. The cost of an inspection is basically nothing compared to furnace, a/c, roof, windows, siding, flooring, or structural repair. Most appliances cost the same or more than an inspection as well.