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What has your experience been with a credit union? (lemm.ee)

submitted 2 months ago by loopy@lemm.ee to c/personalfinance@lemmy.ml

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I like the idea of a less profit-driven business that is maybe more community-focused but I wonder if they have the same capability as a bank? Have you been able to do your banking needs at a credit union? Was the customer service decent?

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[–] iamdisillusioned@lemmy.world 2 points 2 months ago

Fair enough but if you have the means, NFCU has almost no cost. I get something small but like .4% interest on my checking account. Their credit card has no annual fee and I average $800 a year in cash back benefits from it. Other than buying paper checks, I've not paid them one penny for any services, a way better deal than I was getting at BofA.