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Because only an idiot would move there. Next hurricane season is going to be amazing with no FEMA after the Republicans give that money to billionaires.
Ehhhh....
I mean, you can make houses that can handle hurricanes and flooding. They will cost more and may place some aesthetic constraints on the house, but it's like fires or earthquakes or anything else; you can build to deal with it.
For flooding, you can elevate a house.
https://experience.arcgis.com/experience/203f772571cb48b1b8b50fdcc3272e2c
It looks like you can even modify an existing house, which I think is a little bonkers, but maybe it's cheaper:
https://www.fema.gov/sites/default/files/documents/fema_elevating-your-house-chapter-5.pdf
You can also build buildings that will stand up to debris blown by high winds; heavier support, possibly concrete or steel frames.
I agree with the sentiment regarding, say, people who just keep rebuilding the same beach house after it gets wiped out by storms, but it is possible to have houses that can take rougher conditions. Just costs more.
EDIT: That being said, I would not personally want to move to Florida due to the humid and toasty summers and mosquitoes. Not my cup of tea.
But everyone's got their own preferences.
They were so preoccupied with whether or not they could, they never stopped to think if they should.