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this post was submitted on 07 Dec 2024
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Whiel the for profit medical system isnt helping the insurance companies are making it a hell of a lot worse. They are basically working as a flat x4 modifier on how shtty it is.
I mean all insurance is a scam but how bad could it be if you had affordable healthcare in the first place?
Thats exactly the flaw in your thoughts, medical prices are pretty well correlated with what the average that folks can afford when insurance isnt a factor I believe its Singapore who has a system like that. The problem accurs with insurance working as an amplifier to a kinda shit system.
Yeah we get charged a huge amount, then the insurance companies pay the hospital some smaller amount after “negotiating”
If you go to the hospital and tell them you’re uninsured, your bill is drastically different from the insured billing. It’s all a fucking racket between for-profit hospitals, drug companies, pharmacies, and insurers.
And now it’s such a big racket that a 1/3rd(?) of our economy is tied up in it. And that also means 1/3rd of our retirement savings is tied to these shitmonster’s stock prices.