this post was submitted on 19 Oct 2025
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Between annual fees or interest, most people do directly pay for using a credit cards.
And even if there’s no AF, and you don’t carry a balance so there’s no interest, we all indirectly pay by way of processing fees.
Paying isn't buying though.
Buying is paying for ownership of a thing.
You don't "own" a credit card. Credit cards own you. (Unless you're careful)
You’re being unnecessarily pedantic.