this post was submitted on 13 Nov 2025
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The Signal messenger and protocol.
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It's got nothing to do with the banks. All the credit card processors (Visa, Mastercard, etc.) charge fees to retailers. Some times it's a flat amount per charge, other times it's a percentage.
Realy though in this case that might not matter so much, as Google and Apple are in the middle, charging Signal 15-30%.
So Signal gets less, but you pay the same, right?
Yes. I just found out Google and Apple don't take a cut of donations to non-profits. But since this is a subscription for an actual product instead of a donation, it would be subject to their 15-30%. That is most likely the reason they don't just give backup services to donors.
yes, that was the original point - it's worse for Signal, if you're trying to donate, it's better to consolidate transactions