Programmer Humor

yes it’s actually important to understand how money moves

I claimed credit cards protect consumers. You countered with "For example we know things like card skimmers " Once I explained that consumers are still protected you tried to make it about the process of a credit card company recovering their money which has fuck all to do with consumer protection. You invented a personal definition for fraud not because you don't speak English but because your claim that crypto protects against fraud was bad.

You are not arguing in good faith.