this post was submitted on 14 Apr 2026
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Showerthoughts
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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted clever little truths, hidden in daily life.
Here are some examples to inspire your own showerthoughts:
- Both “200” and “160” are 2 minutes in microwave math
- When you’re a kid, you don’t realize you’re also watching your mom and dad grow up.
- More dreams have been destroyed by alarm clocks than anything else
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- A good place for politics is c/politicaldiscussion
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Isn't this what jeff Bezos is doing with fractional real estate investment, except evil?
Not pooping on the idea, I would totally toss money towards a fractional mortgage to help someone else get a home, just noting how the upside down universe version of this idea is already out there.
sauc: https://arrived.com/
There are a lot of corporations doing this with investments too.
I had a similar idea. If you're saving money for a down payment in a traditional bank account, the money is growing slower than real estate, so you're falling behind. Investing in real estate backed securities solves that. And the beauty of it is that if the market turns down, so do house prices so you're not getting farther from your goal of home ownership. Whereas if you invest in stocks you could have the stock market drop while housing stays high.
as long as the investment mortgages aren't sub prime 🙃
I did a quick skim of that website and it seems to be marketed towards the opposite side of the equation, the investors.
My idea is more about the mortgage and using crowd sourcing in social circles. The way I have structured the "investment" in my scheme is purposefully done to reduce lender animosity by making the payout more of a gamble, than a traditional investment.
I have been toying with ideas to even further tweak the model to increase investment. For example giving slightly better odds on repayment to investors that have used the platform/process to procure their own mortgage.