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That Social Security is going to collapse. I've been hearing it for literally 50 years. I honestly grew up thinking SS would not be there at retirement, and now I'm collecting it (although I'm not retired). It was a psy-op the whole time, trying to keep workers anxious, and at the grindstone.
Social Security is literally the easiest problem in DC to fix. All they have to do is raise the income cap. Right now, the cap is $184,500. You pay into Social Security on the first $184,500 of income, and anything over that doesn't get touched. If you make less than that, then 100% of your income gets tapped for SS. But if you make more, you pay a much tinier percentage of your total income.
So if SS is looking like a problem, all they have to do is raise the cap. It goes up a bit every year anyway, but there is no reason it can't be $500,000, or even $1 million. Of course the rich will scream, but they're always screaming. We have to learn to ignore that as background radiation, nothing to be concerned about.
Raise the cap enough, and you not only protect Social Security forever, you can give Grandma a nice raise. Doesn't she deserve it for all those delicious cookies? Or brownies actually, in my Grandma's case. She made the best homemade brownies, and she cut them BIG!
50 years ago was 1976, which was before the 1983 reforms. In 2023, I see a prediction it will run out of trust money by 2035. In 2009, they were predicting the same trust exhaustion in 2037. In 2005, Bush's campaign warned it would run out by 2042. You'll notice that these dates keep moving closer and closer as we get more data. There are real structural problems in social security.
With the cap, social security collected 1,159,984 + 188,399 million dollars in 2024, on the 6.2% + 6.2% tax rate. Medicare with no cap at the 1.45% + 1.45% tax rate collected 441,003 million dollars.
That implies taxable income for medicare was 14,172,517 million dollars, and for social security it was 10,874,056 million dollars. Completely removing the cap on social security would fix the current shortfall, but leave the structural issues in the program intact. Maybe it would buy us 25 more years. There are still people living today that would pay in more than they can possibly receive back from the system.
In short, you're telling the people funding your lifestyle, "Fuck you, I got mine", then denying that that is what's happening.
I hear you, that all makes sense, and I've been hearing it my entire life. When I was young, Social Security was supposed to end before the 21st Century, and yet, here we are.
I believe they've just been softening us up to accept it when they finally figure out some mechanism to kill it, and they can say "Well, we always said it couldn't last," and we'll say, "Yeah, it was good while it lasted."
another one, single or more public option for healthcare cost more, or takes too long to see a doc. not true its almost equal to Insurance provided healthcare in wait times. but the cost is way more significantly higher rather than low cost or free.
also depends if your using a PUBLIC network with govt subsidized hospitals over a private network that is subsidized by the govt that provides free healthcare to patients.
Yeah, MAGA likes to scream about all the problems with their health care in Canada or England, but threaten to take it away, and those countries all go nuts.
It's unrealistic to expect perfection, but even their imperfect systems are miles ahead of the immoral predatory system we have.
Orrrr just remove the cap entirely. No reason to give them any happiness at all. Raise the floor above 100k and remove the cap. And then change the rate to say 5x.
Or even a sliding scale, so the further you are above the floor, the higher rate you pay.
Over 1 million or so and it gets up to 100%.
I've thought of that, but then we miss out on the opportunity to piss them off every time we raise it, and that's so much fun.
I love when rich people start screaming that they don't have enough money, and the poor get all the breaks, and it isn't fair. Hilarious.
Oh I'd rather just drown them in their anger and literally tax them to financial (and in most cases actual) death then keep them around to listen to their torture. I'm actually 1000% ok with making a new law yesterday that just means death sentence for having over a certain amount. Legal to earn only if you can show that you are personally investing billions into infrastructure and public good. To be planned and handled by neutral parties, so you can't be faking numbers and all that.
I feel like it's the reverse of that saying from the Incredibles.
Once no one is rich, everyone will be.
Valid perspective, the main point being that it is imperative that we reconfigure our country so that neither society, nor the government serve the needs of the wealthy, the wealthy serve the needs of government and society. The wealthy have no needs, they are wealthy.
They need to learn that they keep their money at the pleasure of the Citizens, and if they step out of line, or even hint at trouble, the Board of Directors goes to prison, and their entire net worth is confiscated. Do that to a few wealthy families, make them destitute, and have to send their kids to {gasp!} public school, and they'll learn real quick who they work for.
Nah, just guillotine them and make the kids wards of the (new and improved) state. Everybody wins.
Also valid. When the time comes, we'll have that discussion in earnest. Sociopathic Oligarchs will not be consulted.
Aye, I'll raise my weed vape to that.
Dude, I'm sitting next to you at the meeting.