Photography

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A place to politely discuss the tools, technique and culture of photography.

This is not a good place to simply share cool photos/videos or promote your own work and projects, but rather a place to discuss photography as an art and post things that would be of interest to other photographers.

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Insurance that isn't State Farm for photo gear & laptop (alien.top)

submitted 2 years ago by hejj@alien.top to c/photography@viewfinder.pro

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I've been searching insurance options for my camera, lens, and laptop. I am not a professional but I still have gear that's on the more expensive end. I've seen the suggestion turning up in pretty much every thread to get a personal property rider from State Farm. I've had (and used) such a thing in the past.

However, with the gear I have now, I bought these items at a hefty discount. Close to half off my A7R3 (open box), $500 off the MacBook Pro, and a couple hundred off the 24-105 lens. The problem with this is State Farm only wants to insure for my original purchase prices, rather than replacement costs. Meaning if these items were stolen I'd still be out a sizable chunk of change even with insurance, assuming I wanted to replace what was lost. I've already got a home owners policy with them, but I'm wanting to travel overseas and I'm a little concerned about theft.

Does anybody have any suggestions for alternatives to State Farm? I'm fine with getting a permanent insurance policy, or getting something that is just covering the trips I take.

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[–] schmalpal@alien.top 1 points 2 years ago

NANPA has a deal for members through Rand/Chubb. $350/year for $14300 in coverage, plus 100/year for the NANPA membership. They've wired me the full retail price of broken items before when I was traveling, they're great.