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Getting married is effectively signing a communal property contract, which can still have significant legal and financial implications in the developed world. Not all developed countries have the same legal system.
Also, traditional is not the same as romantic. There is nothing romantic about asking the dad, she's not property. Some traditions deserve to die.
Edit to add: also absolutely shell out on a ring if you want. Just be sure it's actually what you want, not what you think you should do.
Pretty sure all countries in the EU let you do just that without getting married. You literally aquire exactly the same legal status as a married couple, without actually getting married. Which makes marriage completely obsolete and only performative and romantic.
That's just your opinion. I think it actually is. Nobody is talking about property anymore. It's just an expression of intentions these days and is mostly a bonding moment between the groom and her father. It's actually kind of sweet and emotional.