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An increasing number of Americans are living paycheck to paycheck, BofA says
(www.businessinsider.com)
BofA deez nuts
this post was submitted on 24 Oct 2024
86 points (93.9% liked)
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I'm on the bones of my arse mate, and you're making jokes?
......yes?
I’ll bone yer arse, mate
😘
Hah! Gottem
Nice.
Study done based on BoA's internal data analysis of what their customers spent money towards. Did they include how much was on bank fees? Never looked back once I went to a credit union.
I closed my account with Chase during Occupy Wall Street and also never looked back. When I accidentally overdraft my credit union account, they just automatically pull it out of my savings account with no associated fee. Who'd've thunk having a computer automatically do something could be a free service
You have to think people who maintain a BoA account skew low-information
Mine warns you about the pending overdraft and if you get enough funds in that day they charge a penny. When I was with BoA I found that not only did they charge a large fee for each overdraft, they made sure to pull out the largest amount first to try and make smaller charges also have their own fee tacked on. Now in relation to this article, how traumatic is such an action to someone living paycheck to paycheck?
But hey, some might say just have to earn more to avoid that. They aren't wrong...
Re: the transaction ordering stuff: I thought the CFPB outlawed that ages ago? Or did they roll that back in the Trump years?
This was years ago, before Trump. Maybe something changed after I had left. There's no way it was coincidence of what I saw happen a few times.
Not surprising. I lost my job and am on cobra now. Went through to figure out the amount I would need to make to just barely get by as single income with a sickly spouse. it ends up being about 1/3 medical costs, 1/3 houseing, 1/3 everything else. 80k a year. If I can't get that I have to eat into savings. Its effing nuts now.
It seems like companies are increasingly posting ads for jobs they don't intend to fill, merely to scrape the data from applicants.
So they're exploiting the vulnerable, who just want to work- and have healthcare- and selling off their information for a few bucks.
Meanwhile ATS systems have made the application processes themselves an absolute nightmare in redundant tedium.
A resume and a cover letter are ALL any functional business should need. If you can't make hiring decisions from those documents, fire your CEO.
Oh man I was filling out a system today and had a hiccup on the page and lost everything I wrote. Reminded me when doing long things I need to cut and paste everything into a text doc just in case.
asked from 7 yacht investors on 10 yachts currently losing 3 yachts to whales
Is it news if this has been repeated for several years already?
OMG you guys, are we getting poor or something?!