this post was submitted on 26 Dec 2024
30 points (100.0% liked)

Socialism

2912 readers
1 users here now

Beehaw's community for socialists, communists, anarchists, and non-authoritarian leftists (this means anti-capitalists) of all stripes. A place for all leftist and labor news and discussion, as long as you're nice about it.


Non-socialists are welcome to come to learn, though it's hard to get to in-depth discussions if the community is constantly fighting over the basics. We ask that non-socialists please be respectful and try not to turn this into a "left vs right" debate forum by asking leading questions or by trying to draw others into a fight.


This community's icon was made by Aaron Schneider, under the CC-BY-NC-SA 4.0 license.

founded 2 years ago
MODERATORS
top 7 comments
sorted by: hot top controversial new old
[–] SARGE@startrek.website 14 points 2 months ago (2 children)

My parents don't have flood insurance, but they live on a hill that's about 150ft above the surrounding fields, and roughly 200-250ft above the closest waterway. If their house floods, then society has effectively collapsed in their state.

My sister and in-laws, however, all live within eyesight of the closest river or stream, and maybe 25-50ft above water level inside valleys. My wife's sister's house has had water get up to about 10ft away from the house, and STILL nobody has flood insurance.

SOME people can get away with it. Most can't and don't even realize it.

[–] t3rmit3@beehaw.org 10 points 2 months ago (1 children)

To be fair, it's entirely possible that they've been refused insurance. My relatives near water cannot get insured for anything less than a small fortune. Insurance companies know that climate change is making disasters more likely, and they're adapting. Hell, I had my auto insurance literally drop me over wild fires here in California (despite me living in an urban area that will never have one), and that's literally mandatory coverage to drive.

[–] Zorsith@lemmy.blahaj.zone 3 points 2 months ago (1 children)

What company? Name and shame

[–] t3rmit3@beehaw.org 3 points 2 months ago
[–] Gormadt@lemmy.blahaj.zone 2 points 2 months ago* (last edited 2 months ago)

The best insurance is a good deterrent, building a good retaining wall will likely help in protecting the home.

Much like making sure that trees near the home aren't tall enough to land on the home.

Edit: I'm not saying to not get insurance of you have a wall, but having the wall in addition to insurance will make life that much easier.

[–] slurpeesoforion@startrek.website 9 points 2 months ago

I don't want my tax dollars going to property owners in Florida who refused to insure themselves against flooding because they don't believe global warming is real. Florida is a tax haven. All that money they saved should go either into insurance or rebuilding.

[–] Pulptastic@midwest.social 2 points 2 months ago

Nice try, flood insurance salesman.